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If your business accepted Visa or Mastercard between 2004 and 2019, you’re eligible to claim your share of a historic $5.5 billion settlement.

Claim Filing Deadline








WARNING: It can take as many as 30-days to perform the research, prepare all the legal documents, submit, and be accepted into the class action settlement. Sign up before it’s too late!


Want to see how much you may qualify for?


Total Credit Card Volume For All Years Between 2004 – 2019



The estimated reimbursement value provided by this calculator is for demonstration purposes only. Actual reimbursement amounts may vary based on a variety of factors, including but not limited to individual case specifics, applicable legal and regulatory guidelines, and the final determination by the appropriate adjudicating authorities. This calculation does not guarantee any specific outcome and should not be construed as legal, financial, or professional advice. For an accurate assessment and more detailed information, please consult a qualified legal or financial professional.

Are you a good candidate for the Visa/MC Settlement?

Tell us a little about you and your business and we’ll see if you qualify …

Did you process credit cards anytime between 2004 and 2019?
The business does not still need to be in operation.
You must be an officer in the company or someone who can represent the company.
Simple application process and our legal council will do all the work in your behalf.
Payouts expected in November, 2024

Claim Filing Deadline










After submitting the form below, you’ll be sent a document to sign.

The legal department will then prepare all necessary documents and coordinate the process of assisting you in joining the class action lawsuit and representing you in this process.

Brian Foltz
(President, CEO, etc)
Enter Email
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Business Information

Please format like this: 12-1234566
Current Business Address
Current Business Address
Visa/Mastercard Processing Period:
Ask us how you can earn a commission for anyone you refer - [email protected]

Visa / Mastercard Class Action Settlement FAQS

Frequently Asked Questions, Answered

What is the Visa/Mastercard class action lawsuit settlement?

The settlement resolves allegations that Visa and Mastercard, along with several major banks, conspired to fix the interchange fees merchants pay when accepting Visa and Mastercard credit and debit cards, resulting in overcharging merchants.  Visa / Mastercard has agreed to pay $5.54 billion to merchants who request to be repaid for being overcharged between 2004 and 2019.

Who is eligible to participate in the settlement?

Businesses that accepted Visa and/or Mastercard credit or debit cards in the United States between January 1, 2004, and January 25, 2019, may be eligible to participate in the settlement.

How much can I expect to receive from the settlement?

The amount paid from the settlement fund will be based on your actual or estimated interchange fees attributable to Visa and Mastercard card transactions (between you and your customers) from January 1, 2004, through January 25, 2019.

The amount of money each Authorized Claimant will receive from the settlement fund depends on the money available to pay all claims, the total dollar value of all valid claims filed, the cost of class administration and notice, applicable taxes on the settlement fund and any other related tax expenses, attorneys’ fees and expenses, and money awards to the Rule 23(b)(3) Class Plaintiffs for their representation of merchants in MDL 1720, which culminated in the Class Settlement Agreement, all as approved by the Court.

When will I get paid?

No payments are expected to be made until after the end of the Claims Period on August 30, 2024. Because the pro rata cannot be determined until all Claims are filed and reviewed and until the Court approves the final amounts, we do not yet know when payments will be made. The class administrators have said they expect to spend 60 days after August 30, 2024, to organize who will get paid and how much.  Once this is completed, payments will flow out to the law firms representing clients.

How do I submit a claim for the settlement?

You can fill out the form on this page to begin the process.  After you fill out the form, you will be presented with an Engagement Agreement, which gives the law firm authority and permission to submit this claim on your behalf.  This Engagement Agreement also states all the terms, fees, and other parameters for this engagement.  You can also contact the person who contacted you regarding this settlement for assistance.

Class members need not sign up for a third-party service to participate in any monetary relief and no-cost assistance will be provided from the Class Administrator and Class Counsel during the claims-filing period. For further information, please visit

What is the deadline to submit a claim?

The deadline is August 30, 2024.  After this date, no more applications will be accepted.

What documentation do I need to provide with my claim?

No documentation is necessary.  Only the fields on this form above are required.  All information about your claim can be researched and determined by using your EIN number.  If there are multiple EIN numbers for your business, or if you have multiple businesses you would like to enter into a claim, please fill out this form once for each new EIN number.

What If I sold my business?

Even if you sold your business, if you accepted credit cards as a form of payment from 2004 -2019, you can still submit the claim and be included to receive settlement funds.

Are there any fees associated with submitting a claim?

There are no upfront fees for submitting your claim.  The law firm will take a percentage of the settlement amount as payment for representing you, performing the research, filling out and filing all of the legal forms, and fighting for the maximum amount owed to you for this claim.  The law firm is incentivized, on your behalf, to do everything possible to help maximize your compensation.

Can I still accept Visa and Mastercard at my business if I participate in the settlement?

Yes, participating in the settlement does not affect your ability to accept Visa and Mastercard at your business. The settlement is a resolution of past alleged overcharges and does not impact future transactions.

Is this for Credit Cards, Debit Cards or both?
This covers both credit cards and debit cards.
What happens if someone else files a claim for my business before I can do so?

Don’t worry, just because someone else filed a claim for your business before you had a chance to do so does not mean that you can’t file your own claim. Claim conflicts will be reviewed and resolved as they arise, and filers may be asked to provide additional documentation to show they had the right to file that claim. Once a conflict is resolved the filers will be notified about the decisions that were made.

Once I have filed what happens next?

Once your Claim is submitted, it will be reviewed by the Class Administrator. You will be contacted if additional information is needed from you, or if there are any issues regarding your claim.  Accurate processing of claims may take some time. The legal council will work diligently to resolve any issues and expedite your claim acceptance.

Once your claim is accepted, the Class Administrator will indicate how much you are qualified to receive.  The legal council will then prepare and submit your claim based on the full amount you are qualified to receive.  The amount you will receive may be different than this qualified amount.  Because the pro rata cannot be determined until all Claims are filed and reviewed and until the Court approves the final amounts, we do not yet know the exact amount each business will receive. 

We’re Ready
When You Are

Submit your Visa/MasterCard application online today to start the process of getting your share of the $5.5B .